| Pos | Name | Age | Club | Time | Splits | |||
|---|---|---|---|---|---|---|---|---|
| 1 | Wakulinska, Natalia | 12 | Montrose | 3:29.60 | 46.97 | 1:40.66 | 2:37.47 | 3:29.60 |
| 2 | Green, Claudia | 12 | Montrose | 3:47.07 | 54.69 | 1:50.97 | 2:54.80 | 3:47.07 |
| 3 | Carnegie, Ellie | 11 | St Thomas | 3:50.78 | 52.85 | 1:48.04 | 3:04.29 | 3:50.78 |
| 4 | Blair, Emma | 12 | Montrose | 3:55.18 | 58.46 | 1:57.32 | 3:00.87 | 3:55.18 |
| -- | White, Lily | 11 | St Thomas | DQ | ||||
| -- | Taylor, Rylee | 11 | St Thomas | DQ | ||||