| Name | Age | Club | Time | Splits | ||||
| 1 | Allan, Chloe | 13 | Ren 96 | 3:05.82 | 37.55 | 1:24.22 | 2:14.69 | 3:05.82 |
| 2 | Carmichael, Kelly Ann | 14 | Cumbernauld | 3:22.53 | 41.83 | 1:31.61 | 2:25.98 | 3:22.53 |
| 3 | Downie, Lauren | 13 | Scotia | 3:24.34 | 44.23 | 1:37.65 | 2:32.23 | 3:24.34 |
| 4 | MacEwan, Georgia I | 13 | Cumbernauld | 3:33.96 | 43.89 | 1:37.86 | 2:36.65 | 3:33.96 |
| 5 | McKail, Chloe | 13 | Livingston | 3:50.26 | 49.44 | 1:48.00 | 2:50.00 | 3:50.26 |