| Pos | Name | Age | Club | Time | Splits | |||
|---|---|---|---|---|---|---|---|---|
| 1 | Nimmo, Carly | 14 | Bellshill Shark | 3:09.52 | 41.93 | 1:30.16 | 2:19.96 | 3:09.52 |
| 2 | Simpson, Katie | 14 | WMBX | 3:13.94 | 43.11 | 1:33.43 | 2:24.06 | 3:13.94 |
| 3 | Greeves, Emily | 15 | Ren 96 | 3:20.81 | 44.96 | 1:36.23 | 2:28.60 | 3:20.81 |
| 4 | Gill, Sarah | 14 | Scotia | 3:24.20 | 45.05 | 1:37.29 | 2:30.52 | 3:24.20 |
| 5 | Bassett, Imogen | 14 | Warrender | 3:39.97 | 47.21 | 1:43.29 | 2:16.95 | 3:39.97 |