| Name | Age | Club | Time | Splits | ||
| 1 | Hill, Robyn | 12 | Dun City Aqu | 1:23.14 | 38.79 | |
| 2 | Hay, Rebecca | 12 | Alloa | 1:25.98 | 40.52 | |
| 3 | Harkin, Diana | 12 | Grangemouth | 1:35.56 | 44.83 | |
| 4 | Calder, Naomi | 12 | Grangemouth | 1:37.07 | 46.14 | |
| 5 | Allison, Niamh | 12 | Cumbernauld | 1:40.09 | 47.83 | |
| 6 | Ireland, Leah | 12 | Bo'ness | 1:40.90 | 47.22 | |